In a city known for its Victorians, high-rises, and everything in between, the humble triplex doesn’t often get its due. But lately, San Francisco’s three-unit buildings are proving to be one of the most flexible — and underrated — asset classes in the market.
At 2742–2744 Sutter Street, a new listing in Lower Pacific Heights, we’re seeing this firsthand.
🏘️ Why Triplexes Make Sense in San Francisco
Whether you’re a homeowner looking to offset your mortgage, a multi-generational family seeking space, or an investor trying to stay nimble — triplexes offer a compelling mix of:
• Income + Lifestyle – Live in one, rent the others.
• Future Flexibility – Keep it long term as a great investment.
• Hard-to-Find Scale – More square footage and more control in tight neighborhoods.
In SF’s denser, transit-connected areas, these properties often get overlooked in favor of condos or single-family homes — but their value proposition may be stronger.
📍 Case in Point: 2742–44 Sutter Street
This Lower Pacific Heights triplex checks a lot of boxes:
• Two vacant units – Ready for immediate use or rental
• Eight bedrooms across three units
• 3,450 sq ft of living space (per tax records) on a 5,623 sq ft lot (per tax records) — unusually large for the area
• Vintage San Francisco character – high ceilings, classic detailing, great light
It’s the kind of listing that gives a buyer options — and in 2025, options matter more than ever.
📈 What This Listing Tells Us About the Market
Here’s what we’re observing:
• Multi-units with vacant units are in high demand
• Buyers value buildings with potential, not just polish
• Sellers of well-located buildings have leverage — especially with the right marketing
As buyers become more strategic, they’re drawn to properties that offer flexibility over time. That’s where triplexes shine.
🔍 Bottom Line
Triplexes like 2742–2744 Sutter represent something we don’t talk about enough in SF real estate: choice. You can live, rent, grow, pivot, or hold — all from one property. In a constrained market, that kind of optionality is a major asset.
💬 Thinking About Buying or Selling a Multi-Unit in San Francisco?
Whether you’re curious about your home’s value or looking for a smart investment in 2025, I’m happy to share insights. Let’s talk strategy — no pressure.
👉 Request a Free Home Valuation
